underwriting is the process where the bank ensures that you are a good candidate for a loan. In the case of a mortgage, this process is very important for both you and the bank, because the amount is so large.
How is Real Estate Secured? Collateral for a Mortgage
![Real Estate is Security](https://familydebtplanning.com/wp-content/uploads/2022/04/How-is-Real-Estate-Secured-350x233.jpg)
How is real estate secured? Really, it is the security for the mortgage.
when you take out the loan you pledge your home as collateral to the bank.