Foreclosure is a scary topic for most people. If you get behind on your payments you should act quickly. Learn what you should and should not do when you face this problem.
Second Mortgage Foreclosure: It Can Happen, How to Stop It

Second mortgage foreclosure can happen when you fall behind but still have equity in your home.
It is a secured loan, banks can take your house if you default. You can only stop the process by settling your balance or filing bankruptcy.