Mortgage help may come from many sources, both public and private. Your mortgage company may be willing to make changes to your loan under certain condtions. Large, national charitis have programs to help with mortgage problems. Also, local charities help if you have trouble paying your loan. Finally, there are government agencies that help with loan issues. Therefore, if you fall behind on your mortgage don’t feel like you are all alone with no options. Take action; reach out and find help.
If you have trouble paying your mortgage reach out to your lender first. You may be surprised about what programs they have to help you.
Large charites, including Catholic Charities, the Salvation Army and the Untied Way all help with mortgage problems. Thse charities do not always directly help pay bills, but they have resources that can help.
HUD (Housing and Urban Development) provides aid, and HUD-approved counseling agencies also help. HUD is an agency of the federal government. They have programs that directly help with mortgage payment issues. They also have access to counseling services that help wihtlonger term issues. Finally, they can help negotiate with your lender.
Finally, local charities may also be able to help. go to your local church, or the local HUD office to see what local charities may be in your area and have programs that will help.